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Considering Financing Your Plastic Surgery?

Posted September 27, 2023 in Plastic Surgery

For most plastic surgery patients, their procedure’s cost is a significant deciding factor. Far too often, patients opt for cheaper “deals” and, as a trade-off, don’t get the care or results they deserve.

In plastic surgery, “you get what you pay for” is more than a rule of thumb — it’s the truth. Choosing an experienced and skilled plastic surgeon is always the best way to ensure the highest quality of care.

two friends smiling and sitting together and one is holding a payment card

Fortunately, paying for plastic surgery doesn’t have to be difficult, and there are more options than you might think. From smart saving to specialized financing, you can afford the life-changing procedure you’ve always wanted.

How to Finance Plastic Surgery at Valley Institute of Plastic Surgery

Patients often think about their desired plastic surgery for a long time — it’s usually not a spur-of-the-moment decision.

And there’s a lot to consider: the type of procedure, the extent of that procedure, the surgeon, the timing, and how you will pay for it.

For example, if you are considering breast augmentation, it’s a good idea to research the surgeon you’d like and the type of implant you believe will suit your needs. Saline breast implants are less expensive than silicone; however, many women prefer silicone due to their natural look and feel. For most, the results offered with silicone implants are well worth their higher price point.

Luckily, our board-certified plastic surgeon is here to help you through the decision-making process. During your consultation, Dr. Mark Chin can answer any questions and help you choose the best path.

How to Figure Out the Cost of Your Plastic Surgery

You may notice that plastic surgery pricing varies, and there is little concrete information online. This is because many factors contribute to the final cost, and each procedure — and patient — is different.

The following factors usually determine the cost of your procedure:

  • Geographic location: Different regions vary in price, as the overhead cost will be more significant in certain areas.
  • Anesthesia fees: This is the cost associated with administering anesthesia. It will depend on the credentials of the certified registered nurse anesthetist/anesthesiologist, the type of anesthesia used, and the length of time the patient is sedated.
  • Facility fees: This refers to the type of facility in which the operation is performed. Your surgery should only be performed in an accredited surgical facility, such as a certified surgical center or a hospital. Some surgeons will perform their operations in a different location than their office if it is not equipped with a surgical suite.
  • Surgical fees: This refers to the amount paid to the surgeon. It varies on their skill, experience, and techniques needed.

This is a simplified, generalized list. The best way to understand your cost estimate is to schedule a consultation with your board-certified plastic surgeon.

Saving Up for Plastic Surgery

If you are still in the early stages of planning, one of the best things to do is save!

Even if you are ready to start the process, there may still be some steps to take — and you can use this time to your advantage and save some extra cash.

Quitting Smoking

Any research you do regarding plastic surgery will tell you that you must quit smoking before and after your procedure.

Nicotine use (cigarettes, vapes, dip) affects the healing process. Smoking constricts your blood vessels, limiting blood flow and cutting off circulation to the tissue. If you smoke, your body will have a harder time healing, and complication risks, such as tissue necrosis, increase significantly.

Quitting can be tough, but it’s better for your overall health and the success of the surgery. If you have to take extra time to stop before your procedure, use it to save some money.

Losing Weight

Patients considering a body contouring procedure like a tummy tuck or liposuction should be at or close to their ideal weight. The closer you are to your goals, the more successful your results will be.

Additionally, you’ll likely have an easier time through the healing process if you are healthy.

Scheduling Time Off

Another factor to consider is the recovery period. Depending on the procedure, you may need several weeks to heal. Therefore, you want to wait until you have vacation days saved up.

As you plan your procedure, continue saving.

If you have young children, consider the following: Would it be easier for you during summer, when you won’t have to drive to and from your child’s school? Or, is it better once your children are busy with their schoolwork and activities?

Special Credit Options for Plastic Surgery

Plastic Surgery Financing With CareCredit®

Dr. Mark Chin understands how important it is for his patients to get the care they need, so he offers financing through CareCredit®.

CareCredit® differs from your typical credit card and is specific to health and wellness expenses. There are many options through CareCredit®, including shorter-term financing with no interest if paid in full by the end-of-term or longer-term financing options with lower interest rates.

Dr. Chin is committed to providing excellent care and results to his patients. During your consultation, he will be happy to discuss your surgical plan, give an accurate cost estimate, and any questions you may have.

Interested in Plastic Surgery Financing in Fresno, CA?

Dr. Mark Chin is an experienced and compassionate board-certified plastic surgeon providing unparalleled care to patients in Fresno, California, and the surrounding areas.

Our kind and knowledgeable staff at Valley Institute of Plastic Surgery will be happy to discuss your financing options and help you reach your aesthetic goals.

If you would like more information, call us today at (559) 435-9646 or fill out our online contact form. We look forward to hearing from you.